top of page

UK  Mortgage Advisory and Solutions

​We closely work with one of the best mortgage brokers in the market, who has extensive experience working with overseas purchasers especially. We arrange one-on-one calls with the mortgage specialist to have an in-depth understanding of each case and offer innovative and cost-effective mortgage solutions to each client.

​

Our Partner:

​

​

​

Buy-to-let mortgages (60% - 75% Loan-To-Value)

​

Buy-to-let mortgages provide borrowers with a primary loan secured by an investment residential property. These mortgages are specifically designed for properties that are rented out, with the rental income serving as the means to cover the mortgage payments. By leveraging the property's tenancy, borrowers can secure the mortgage while ensuring that the rent generated by the tenant provides the necessary funds to meet their repayment obligations.

​

Document Checklist for Credit Application

  • Copy of passport with the signing page

  • Proof of Hong Kong residential address

  • Employer letter(client name, DOB, employment position, length of service & salary) Recent 3 months salary pay slips

  • Recent 6 months bank statements (showing salary income)

  • Recent 1 month credit card statement

  • Recent 3 months UK bank account statement - if applicable

  • Recent 3 months bank statements showing proof of deposit or confirmation from your

  • UK lawyer for down payment paid for AML clearance

  • Recent 12 month Home mortgage loan history, outstanding loan amount andremaining terms - if applicable

  • Reservation Form on your property purchase or Memo of Sale

Subscribe to our newsletter • Don’t miss out!

Purchasing uncompleted properties outside Hong Kong involves complexity and inherent risks. It is crucial to carefully review all relevant information before making any purchase decisions. Please note that our non-licensed staff exclusively handle estate agency work for properties outside Hong Kong, and we are not authorized to facilitate transactions for properties situated within Hong Kong. AVE Property Advisory Limited holds EA Co. License C-098166.

EAA LICENSE (C-098166)

© 2024 by AVE Property Advisory Limited

bottom of page